"If we fail to plan, we plan to fail."

CHINKEE TAN Like This Page · November 23 · 3 M's To #Successful Saving Madalas akong matanong kung paano ba maging matagumpay sa pagma-manage ng pera. If you really want to become financially independent, you should learn how to budget your money wisely. One key component sa pagba-budget is learning how to SAVE. Ano ba para sa iyo ang characteristics ng 'good' saver? Una... MAY KONTROL People who know how to save are well-disciplined. They know when to say NO and and when to say YES. Kung hindi kailangan, they will just leave and walk away from it. Kung kailangan naman, titingnan muna kung necessary ba talagang bumili kaagad o baka mayroon pang alternatibo. MATIPID Gastos dito, gastos doon. 'Yan kadalasan ang habit natin because we don’t want to feel deprived. Pakiramdam kasi natin, we have the right to spend it all NOW dahil tayo naman ang nagpakahirap para dito. Not for the savers. Yes, they reward themselves from time to time. But more than this, their TRUEST and most VALUABLE reward ay 'yung makukuha nila in the future out of pagtitipid, pagtitiyaga, at paghihintay. MAY PLANO Organized. Detailed and specific. Alam nila kung ano ang mga priorities at hindi. Alam nila kung ano ang mga needs at wants. Alam nilang hindi sila dapat magpatukso at pumasok sa utang. As much as possible, ayaw nilang masira ang kanilang budget dahil ayaw nilang mabuhay sa stress. Kaya lahat ay nakalista, naka-record, at nakaplano. THINK. REFLECT. APPLY. Anong klaseng saver ka? Which of these qualities do you possess? Ano pa sa tingin mo ang kulang o dapat ma-improve? P.S. Kung gusto mong maayos ang personal finance mo at maayos ang pagba-budget mo, I'm inviting you to be a part of my event on November 30, 2016. This will be my last public seminar for the year. Click here to receive a P1,000 discount: http://ow.ly/P7pI305ZVLA. #Saving #PositiveThinking #ChinkPositive #Chink+ #ChinkeeTan #WillingWednesday See Translation Like Like Love Haha Wow Sad Angry CommentShare Top Comments 3.6K 3.6K 1,455 shares 126 Comments Comments Vicky Managuelod Labrador Vicky Managuelod Labrador Glory to God, I have those 3 M's. Disiplina lng tlga ang sekreto at cooperation nming mgasawa. See Translation Like · Reply · 5 · November 24 at 3:42am 1 Reply Russel Lace Russel Lace Tama! We should plan not just for a month but for the future needs. 👊 Like · Reply · 3 · November 24 at 1:03pm Rogelyn Cabigas Rogelyn Cabigas Sir chinkee punta ka namn ng Cebu please 😊😊para maka attend kami ng seminar mo See Translation Like · Reply · 1 · November 24 at 10:55am Cha Espinas Cha Espinas Ganito sana..kaso wala ,, lage ka nakadepende sa utang .. kht dalawa na ngttrbho.. See Translation Like · Reply · 1 · November 24 at 9:31am Arlene M. Bulan Arlene M. Bulan Learn to save regularly po. For investment concerns please pm me.. Image may contain: text Like · Reply · November 26 at 9:25pm Satur Jabaybay Satur Jabaybay ang dami ko talagang natutunan ky sir chinkee. sana magkarun cya ng seminar dito sa Bacolod Negrosy Occidental. hopely... See Translation Like · Reply · November 24 at 8:20pm 6 of 126 View more comments